Retiring abroad as a US citizen: the real tax math, country by country.

Every page below is built from the same country profiles that drive Glidepath's own tax engine. You get the tax brackets, the compliance traps, and the sources behind them. Pick a country to see the actual numbers, not a rough guess.

Ten countries, each taxed under its own law.

Want the full modeling matrix instead? See the country coverage page.

France

The US-France treaty exempts your US retirement income from French tax; you pay the US layer, plus French tax on French-source income.

Costa Rica

Only Costa Rica-earned income is taxed - your US pensions and investments are left alone.

Panama

Only Panama-earned income is taxed - your US pensions and investments are left alone.

Thailand

On the ordinary long-stay retiree visa, only money you bring in is taxed; foreign income is fully tax-free only for verified LTR Wealthy Pensioners.

Italy

A flat 7% on all your foreign income for 10 years if you settle in a small town in the south.

Greece

A flat 7% on all your foreign income for your first 15 years as a retiree here.

Mexico

Taxed on your worldwide income on the normal Mexican scale.

Ireland

Foreign income you leave abroad is largely untaxed; only money you bring in is taxed.

Portugal

Taxed on your worldwide income on the normal Portuguese scale - the old retiree tax break is closed to newcomers.

Spain

Taxed on your worldwide income, with a separate wealth tax that some regions waive.

Run your own numbers, in any of these countries.

The full plan estimates what you'd owe on each side of the border. It models your balances and healthcare. Then it runs your whole retirement through thousands of simulated futures.